At The Work Crowd, we believe that people who have opted to work in a more entrepreneurial way should not be penalised when trying to secure a competitive mortgage deal. For this reason, we have decided to partner with CMME, who specialise in helping contractors, self-employed professionals, Independent Consultants and freelancers overcome the traditional problems they face during this time.

In almost every circumstance, when approaching a lender directly, you will be requested to provide documentation to evidence the stability of your earnings. This will, for a permanent employee, usually be met by providing a copy of your contract of employment and 6 months’ payslips.

However, as a contractor or freelancer, if you are employed through your own limited company, you will usually be asked for two to three years’ worth of limited company accounts. Problems can occur if you are relatively new to independent working and have less than 1-2 years trading history, irrespective of a strong work history. For temporary workers, there can be further obstacles on the way to obtaining their ideal property, as they simply cannot meet this requirement.
CMME have the ability to assist contractors in securing the same competitive deals that permanent workers have access to.  The experienced team offer impartial advice, tailored to individual needs and circumstances, making the process of obtaining a mortgage simpler, faster and more efficient; freeing up our all valuable time! CMME are able to rely on more than a decade’s worth of expertise to ensure you get the right help and the best deal.

Simply visit our site or call CMME directly on 01489 555 080 to get the process started.

As leaders in the field, CMME commit to the following four principles;

  • Receive a mortgage offer that’s based on your entire income
  • Be approved without having to provide accounts for the previous three years
  • Borrow up to five times your annualised income
  • Apply with only two forms of ID, such as passport and driving licence and a copy of your current contract

CMME are offering The Work Crowd Community a free consultation. To take advantage of this offer email us for your access code or visit

The Work Crowd are not authorised to offer regulated mortgage advice. The Work Crowd are introducers to CMME.

Your home may be repossessed if you do not keep up repayments on your mortgage.